How much money can I make a year?
Our Field Agents are making from $35,000 to $150,000 Annually, Managers are making from $200,000 to 1,000,000 Annually.
Company: Lincoln Heritage Life Insurance Co. (Over 53 years in Business) #1 Final Expense Company in the Nation
Agency: Golden Memorial Agency #1 Final Expense Agency for Lincoln Heritage
What do we Sell? We sell small whole life policies ranging from $1,000 up to $20,000 for either a Traditional Funeral or cremation. These small policies do build cash value, the payments are fixed and the coverage amount never decreases (as long as premiums are paid).
Who's our target market? Simple Plans for Simple People between the ages of 0-85 mid to low income.
What makes Lincoln Heritage and Golden Memorial the Best Final Expense Companies to work for?
1. We get paid in 24hrs. Sell a plan and submit application with a 1st payment Check, you get paid within 24hrs direct deposit into your bank account.
2. We give coverage to 98% of people regardless of their Health conditions.
3. We pay out claims within 24 to 48 hrs.
4. We have a Accidental, Death & Dismemberment Rider for $5.00 ($100,000 additional coverage)
5. We have a Child Rider $4 per child $10,000 coverage.
6. Our Clients receive a Free Membership to Funeral Consumer Guardian Society, which helps the customer plan their final wishes and Funeral exactly as they choose. (This Free membership to FCGS can save them up to $5,000 on a Traditional Funeral and $1,000 on Cremation) .
How do I find prospects to buy the plan? We have lots of Fresh Direct Mail Leads which are interested People who fill out a Final Expense form from our company requesting a free in home quote.
How much money do I make on a Sale? 3 Examples down below Example 1 - If you sell a $50 policy with a check or checking account number x 75% Commission = $450 is your total commission Example 2 - If you sell a $100 policy with a check or checking account number x 75% Commission = $900 is your total commission Example 3 - If you sell a $150 policy with a check or checking account number x 75% Commission = $1,350 is your total commission
How long does it take to get Paid?
The day that Lincoln Heritage receives your new business with checks, your money gets deposited into your bank account that same night.
How do I Sell? We drive out to people's homes daily including weekends and after 5:00 pm to catch them do a in house presentation and close close close.
How much paper work do I have to complete? 1 side of 1 Page application and 1 payment form
What type of plans do you offer? 2 plans
1st Plan - (Covered Immediately) People in Good Health (Most applicants covered Immediately)
2nd Plan - (2 year Modified) People with health conditions such as Cancer, Heart Problems, Alzheimer's, Stroke, Diabetes etc....................
How Strict is Underwriting? 98% of the people looking for a final expense plan qualify immediately to get a plan.
Do you have chargebacks?
Yes. All insurance companies have charge backs if the client cancels within the 1st year.
